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Reviewed by Asher Syed for Readers' Favorite
Converted by Nathalie Noisette is a non-fiction self-help guide for readers who are looking to “Uncover The Hidden Strategies You Need To Easily Achieve Massive Credit Score Success”. Noisette uses her extensive experience and knowledge to educate on how the system works and how to make it work for you. This is achieved by way of twelve distinct and interconnected chapters, all delivered in accessible sections that walk a reader through what they likely thought was impossible. These topics include but are not limited to the ins and outs of what a FICO score is and how yours is determined, the likelihood that negative reports to the credit bureaus were done improperly and how to dispute them, what a reader can reasonably expect to achieve, and what to do once that benchmark is hit.
Converted is an incredibly well-presented book that could not possibly be more timely. Nathalie Noisette does more than rattle off facts—which is all I've ever really seen in credit repair material—and instead gives the actual framework to raise that score. I had absolutely no idea what a data suppression request was or that there were not just three bureaus that control the entirety of our information...but over forty. Forty! Noisette ticks off the most important and tells us exactly what to do. More importantly, she tells us why and she tells us how. It also would have been handy in my renting days to know that rent can be reported to beef up payment history and work on your side to strengthen your rating. On a personal note, I saw that Noisette is a passionate advocate for financial services for minorities. As a person of color myself with a teenage daughter who is also, being able to set the foundation with a book written by someone she will be able to actually identify with is wonderful. Regardless, the information is all there. Noisette has done the heavy lifting. Now it's your turn to do the rest. Very highly recommended.