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Reviewed by Mary DeKok Blowers for Readers' Favorite
Give Yourself a Raise by Gordon Bennet Bleil is a well laid out plan for managing your money to make sure you have the maximum left after bills and expenses have been paid. Starting with your financial risk assessment quiz, the author guides you through figuring out your current financial status and then provides several tools to start organizing. You can incorporate short and long term goals, such as appliance purchases or vacations, into your budgeting. And sometimes you just have to say no. If the numbers show that you can’t maintain a daily lunch-out habit at a restaurant, you may need to carry your lunch from home. It all comes down to the choices you make. If the lunch out is important, you can cut costs somewhere else. Anything that is not a bill or a debt is optional. You could choose to spend less on food, transportation, or home furnishings.
Who hasn't made financial mistakes in their life? Give Yourself a Raise will help you overcome the effects of past mistakes as well as giving you strategies to help you not repeat those mistakes. Also covered are retirement planning, government educational and tax incentive programs, preparing for emergencies, and preventing identity theft. By following the plan in this book, you may well have more money left at the end of the month and develop a way to use it more wisely and efficiently. This would be a great book to give your children as they reach teenage years or into adulthood, or any time they need financial advice.
