Reviewed by Anne Boling for Readers' Favorite

“People helping people” is Kyjione Lee Jack’s mantra. He has 11 ½ years of experience in the banking industry. In his book, The Credit Game he uses his experience to guide young adults in their endeavor with credit. Credit seems to be a necessity in today’s world, especially for young people just starting their lives in an adult world. Unfortunately, most know little about credit and that can get them in a lot of trouble. A car is a necessity, yet few have the financial means to pay cash for one. Seeking financing can be a confusing and discouraging rite of passage. The Credit Game takes the mystery out of the process. In simple terms, Jack defines a credit score. He explains how to increase your score.

Many people abuse their credit. They mismanage their money and spend more than they can afford. This leads to missed payments, and that lowers a credit score and can lead to repossession and bankruptcy. The information in The Credit Game will be very helpful to all young adults and some not so young. My favorite part was the section on identity theft. This book should be required reading for high school students. It is never too early to learn to play The Credit Game.