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Born in Upstate New York, E.N. Towner has many fond memories of growing up in the small town of Buffalo. Some of her early lessons in finance were acquired after marrying her husband and raising their five children. Being the second of 13 siblings but the older sister with her foster family, Mrs. Towner learned valuable lessons of life like goal setting, family values, and the importance of a religious education. Journey into Finance is her first published literary work.
E.N. Towner graduated with honors earning her BA and MBA in accounting and finance from AIU.
E.N. Towner currently lives with her husband in Katy, TX.
Reviewed by Tshombye K. Ware for Readers' Favorite
Journey into Finance by E.N. Towner is a testimony of one woman’s experience with eliminating debt and restoring credit after bankruptcy. The book deals with all aspects of monetary responsibilities that many people take for granted. These responsibilities include: balancing a checkbook, understanding the value of checking and savings accounts, knowledge of maintenance and overdraft fees. The author educates the reader from an inside view about the mindset of a banking institution when dealing with its customers. She shares banking tidbits to help financially educate readers. It is an educational book on the finances of banking that will empower you to create a better monetary portfolio.
A profound statement made by the author can be found in the early pages of the book. “Manage your cash flow by creating a budget plan and stick to it using discipline." I found this book to be quite helpful in view of the valuable information the author provides. "You are the person responsible for filling your life with happiness, new and exciting career options, nurturing family time, and compatible relationships because you deserve it, and that is true freedom."
The author makes a philosophical point concerning the mind. “Lesson learned: The key is to change one's thought process; thereby, breaking the cycle that keeps us mentally poor. The only limitation occurs within the mind.”
Throughout the book are treasures of knowledge about goal setting, banking, investments, success, and establishing a legacy. This is definitely a book I would recommend to anyone suffering financial difficulties and to those looking for a mental edge concerning every facet of life in relation to economic awareness.
